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How can daily interest affect a repayment date change?
An agreement that calculates interest by elapsed days may respond to timing differently from a monthly illustration.
What makes the first interest period different?
Disbursement and the first scheduled payment may create a period shorter or longer than later ones.
How can a schedule show interest and principal separately?
A repayment schedule may split each instalment into interest and balance reduction.
What needs checking about a final balloon payment?
A smaller series of payments can leave a larger amount due at the end.
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Ask for the written breakdown and conditions of any alternative offer. Comparing with and without a product is meaningful only when the assumptions remain visible.